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Home/Property & Mortgages

Property & Mortgages

A place to build on. A commitment to understand.

Explore property financing through the asset, the intended use and a complete view of affordability and ownership costs.

Discuss your property
Dubai high-rise architecture

Property finance

Different properties. Different priorities.

A home purchase, an income-producing asset and refinancing an existing mortgage each call for a different review. Begin with the purpose of the property and the source of repayment.

01

A home of your own

Review income, deposit and continuing household commitments alongside the cost of ownership.

02

An investment property

Assess rent, vacancy, service charges and maintenance against the financing obligations.

03

An existing mortgage

Compare settlement costs, the remaining term and the complete cost of a replacement arrangement.

Dubai high-rise architecture

Beyond the purchase price

Build the full ownership budget.

  • Deposit contribution and transaction costs
  • Income evidence and existing commitments
  • Property valuation and condition
  • Service charges, maintenance and insurance
  • Rental assumptions or occupancy plans
Estimate an indicative repayment

Prepare the discussion

From property details to a clear next step.

  1. 01

    Describe the asset

    Location, property type, price and intended use.

  2. 02

    Explain the finances

    Your contribution, income and existing obligations.

  3. 03

    Review the conditions

    Valuation, security, term and all associated costs.

  4. 04

    Confirm the plan

    The repayment source and any outstanding requirements.

Property eligibility, deposit, valuation, security and terms require individual assessment. No mortgage rate or approval is implied. For commercial premises or development, explore our commercial real estate page.

Personal attention. Professional assessment.

Tell us about the property you have in mind.

Start with the type of property, intended use and approximate financing requirement.

Speak with our team