Personal financing
Debt Consolidation
Bring several borrowing commitments into a single review. Compare the proposed repayment with the full cost of settling and replacing your existing arrangements.
View this optionSalary Advance
Bridge the gap. Keep the balance.
A short-term income gap deserves a short-term plan. Discuss an immediate requirement against your next confirmed salary and essential household commitments.
Discuss this facility
Your financial priorities
Start with the next salary date
A salary advance should address a defined timing gap. Before borrowing, set aside rent, bills and existing instalments, then check whether the next salary can comfortably cover repayment.
Income dueConfirm the amount and date of your next salary.
Essential spendingProtect everyday living costs before allocating a repayment.
Existing deductionsInclude current loan instalments and payroll deductions.
Remaining capacityUse the balance to judge whether an advance is manageable.
A question to bring to the conversation
What happens if my salary arrives later than expected?
Ask how a delay would affect repayment, charges and any employer-related documentation. Avoid treating an advance as a recurring substitute for income.
Availability, eligibility, security, charges and repayment terms depend on individual assessment and formal agreement. This page is an introduction to the facility, not an offer or approval.
Consider the alternatives
Explore a related financing need.
The right structure depends on the purpose and repayment source. Review a related option before deciding what to discuss.
Personal attention. Professional assessment.
Discuss Salary Advance.
Explain your requirement. We’ll begin with the purpose and the information needed to assess it.