Personal financing
Salary Advance
A short-term income gap deserves a short-term plan. Discuss an immediate requirement against your next confirmed salary and essential household commitments.
View this optionTravel Financing
A journey worth planning. A budget worth keeping.
Review a planned journey as a complete expense, including transport, accommodation, insurance and the obligations you return home to.
Discuss this facility
Your financial priorities
Consider the cost before departure
Borrowing for discretionary travel should sit comfortably within your existing budget. Compare the plan with saving in advance or changing the timing of the trip.
Before you leave
Include fares, visa requirements, bookings and travel insurance.
While you travel
Allow for local transport, meals and a realistic contingency.
When you return
Keep rent, bills and current repayments covered during and after the trip.
Alternative plans
Consider a shorter journey, a later date or a lower-cost itinerary.
A question to bring to the conversation
Is a longer repayment term always easier to manage?
It can reduce a monthly instalment while increasing total interest. Consider whether you are comfortable paying for a trip long after it has ended.
Availability, eligibility, security, charges and repayment terms depend on individual assessment and formal agreement. This page is an introduction to the facility, not an offer or approval.
Consider the alternatives
Explore a related financing need.
The right structure depends on the purpose and repayment source. Review a related option before deciding what to discuss.
Personal attention. Professional assessment.
Discuss Travel Financing.
Explain your requirement. We’ll begin with the purpose and the information needed to assess it.